• Extended Coverage: Our insurance covers sudden and unforeseen damage to machines, whether occurring during operation, at rest, or during maintenance. This includes internal failures and external causes such as electrical faults, impacts, flooding, etc.

• Equipment Diversity: From lifting equipment and IT systems to production machines, construction machinery, and electrical devices, our coverage adapts to the diversity of your equipment.

• Policy Exclusions: Damage caused by normal wear and tear, rust, scaling, or poor maintenance is not covered.

• Compensation and Assistance: In case of a claim, an expert assessment is carried out to ensure fair compensation. We cover replacement costs, with options to buy back deductibles and increase coverage limits for enhanced protection.

Tips for Effective Compensation

• Accurate Declaration: Make sure to declare the replacement value of your machines so insured amounts reflect reality.
• Claim Preparation: Keep damaged parts, take photos, and retain purchase invoices and maintenance contracts to facilitate the assessment process.

We are committed to protecting the vital tools of your business. Contact us today to find out how our Machinery Breakdown Insurance can secure your operations and investments.